Generally, renter’s insurance can protect you from loss due to fire, storms, smoke, burglary, etc. Georgia Tech recommends that both on- and off-campus residents obtain some type of renter’s insurance, whether their own policy or as part of their family homeowner’s policy.
It is important that residents secure their own coverage, as Georgia Tech does not assume any legal obligation for damage to property or injury (per the contracts cited below), and it is not typical for rental properties to offer coverage for a renter’s personal property.
Coverage is often available for less than $14/month, and there are many companies that offer insurance specifically for college students. We strongly encourage residents to obtain renters insurance prior to moving onto campus, but you can begin coverage at any time.
The following list is provided as a courtesy to Georgia Tech students Georgia Tech is not a party to any renter's insurance agreements and is not a partner, agent, employee, independent contractor, or subcontractor for any company or leaser providing renter's insurance.
- Renter’s coverage is also typically available through homeowners and car insurance providers such as Progressive, State Farm, USAA, and .
Learn more about safety in the halls
From the Housing and Residence Life contract:
(Section VIII): Georgia Institute of Technology, its officers, employees or agents are not responsible for the loss, damage, or destruction of the personal property. Although precautions are taken to maintain adequate security and maintenance, Georgia Institute of Technology does not assume any legal obligation to pay for injury to persons (including death), or loss of or damage to items of personal property which occurs in its buildings or on its grounds, prior to, during, or the term of this Contract.
Student is strongly encouraged to purchase and maintain appropriate rental insurance or confirm that their family homeowner’s policy will cover such possible losses. If insurance coverage is desired, it is the responsibility to acquire such coverage.
From Conference Services' contracts:
All property brought onto the premises by the Permit Holder shall be at the sole risk of the Permit Holder. The Owner (Georgia Tech) shall not be responsible for such property or liable for any damages or injury to Permit Holder, its agents or employees.